Does anyone really win the lottery




















But there are a bunch of precautions to take before you even turn in your ticket. Robert Pagliarini, a financial adviser, told Business Insider that taking "a very deep breath" should be the first thing you do if you win a large jackpot.

Then hiring an attorney, a tax specialist, and a financial adviser should be your next priority. They can help you decide whether you want to receive payouts over a certain number of years Another thing to remember is that the jackpot's dollar amount and what you will actually pocket are two very different numbers.

When you win a lottery, that prize money is taxed. And even when you do win in a draw, sometimes others do as well — meaning you have to split the prize. Other winners have landed themselves in hot water for not splitting the jackpot with colleagues or friends who contributed to the winning ticket purchase.

They took him to court, where Lopes was ordered to share the prize money with his coworkers. Many lottery winners experience what Pagliarini calls "the honeymoon stage of sudden wealth. He wrote in Forbes that winning such a large sum of money is an unsustainable high and that winners should not let the prize money dictate how their lives change. Avoiding feeling lost "involves exploring what they want their new lives to look like and creating a strategy that uses the money to help them achieve this," Pagliarini said.

Another thing lottery winners should be aware of is people taking advantage of them. Lottery winners have to be prepared for mooching friends who want to benefit from their newfound wealth.

She said that when she dined out with her friends, they would belatedly announce that they didn't have enough money to foot the bill. Stacey Lowry of Oregon dealt with a similar issue. People she trusted began asking for money or gifts, which she refused, and started bashing her name, she said. Your winning might also bring out the worst in family members too. Her plot backfired three years later, though, when a court ordered her to transfer every penny of her winnings to her ex-husband.

When people know you have that much money, you're also in greater danger of being robbed. Winners also have an increased risk of bankruptcy. With such a vast amount of credit available to them, winners sometimes opt to make purchases using credit rather than use cash and overspend.

Coming into a substantial amount of money can also mean being thrust into the spotlight — some states require you to publicly announce your winnings. It's likely you might never enjoy anonymity again — which is partly why Pagliarini suggests hiring a financial team to help with the flood of media attention.

And in addition to media attention, you might be bombarded with money requests from investors and scammers. Whittaker told ABC News in that more than legal claims had been made against him since he won the lottery five years earlier. And some winners lose big time after hitting the jackpot, even faring worse than they did before.

Within a decade, she was riding the bus again to her part-time job and renting a house. He spent it on things like vacations, homes, and cars, but he also obliged too many money requests. He eventually squandered all his money. These things might have been prevented had winners taken better financial precautions. Katie is an Austin-based tech reporter at Business Insider.

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For the sake of an example, if all million people in the United States buy a single random ticket the probability that at least one person wins is about Presumably, the larger the prize, the more tickets are purchased by people, and the more likely you are to split the prize. It is a nasty spiral. He adds: "However, I have no desire to be a lottery curmudgeon.

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